August 16, 2017
When you are a tenant, you are responsible for damages to the property. Normal wear and tear is allowable. However, if your children break windows, graffiti the walls, etc., that is not normal wear and tear.
Parents are responsible for damages caused by their children. Bankruptcy may not be the answer to discharge these debts. Each case is very specific and is looked at very carefully.
For example, if you are aware that your children are doing the damage and do nothing to stop or prevent the damage from happening or continuing, those damages and related law suit recoveries may not be dischargeable. Bankruptcy is not a solution to avoid creditors when your children, under your supervision, cause damages to property.