Terms and Conditions


Ralph A. Ferro, Jr. is a member of the NJ and DC Bars. Ralph A. Ferro, Jr. is an attorney practicing law in New Jersey. None of the information contained herein should be deemed to apply in other states, nor may this page be construed in any way as an attempt by Ralph A. Ferro, Jr. to practice law in any state other than New Jersey or DC. This page is intended to provide general information about our firm and its areas of practice to our current and potential clientele. It is not intended to give legal advice to anyone on any subject. That can only be done through a complete consultation with Ralph A. Ferro, Jr.   Legal advice obtained through this site does not create an attorney-client relationship, and the reader should not rely on same.

According to the Supreme Court of New Jersey, and pursuant to the New Jersey Rules of Professional Conduct, this may be considered an “advertisement”. Before making your choice of attorney, you should give this matter careful thought. The selection of an attorney is an important decision. If the representations made on this page are inaccurate or misleading, you may report this to the Committee on Attorney Advertising, Hughes Justice Complex, CN 037, Trenton, NJ 08625.

We are a federally designated debt relief agency — we help people file for bankruptcy.

Information provided regarding “legal questions” or “bankruptcy” is for informational purposes only. While Mr. Ferro hopes this information will be helpful, he does not warrant that the information is accurate or complete. Information is provided only in accordance with New Jersey and/or Federal Law. The information does not constitute legal advice and should not be relied on as such. If you want legal advice, please consult a local lawyer directly. While we would welcome the opportunity to be that lawyer, we do not accept clients or render advice until the completion of a client intake form and a signed retainer agreement.


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