November 26, 2013

I would suggest when interviewing a NJ bankruptcy attorney   for representation, you assure yourself that this attorney is:

Compassionate: This is a life changing event and explaining the situation to a professional who cares is important to reduce your concerns in a truthful, clear and concerned manner. You want to be able to be open and honest with your attorney without being judged and most of all be given an opportunity to explain how this situation occurred in your life.

Expert in Bankruptcy:  Ask your attorney how many bankruptcy cases, he/she has handled? What is their success rate in approved bankruptcy petitions -Chapter 7, Chapter 11 and Chapter 13?

Is your attorney Board Certified?

Bankruptcy is a specialized area and not something that an attorney should mix with all his/her other cases. Find out if your attorney is a member of Bankruptcy Associations to be sure, he/she is committed to the specialty of bankruptcy and keeps up to date on current laws.

Personally Involved: You should want to find an attorney who handles the case personally. In other words, not just one who meets with you only on the first appointment and then passes on your case to either a paralegal or associate to handle. To assure continuity, one person should handle your case from start to finish. Available/Reachable: There are deadlines to meet and various information to put together which you may have questions after hours or on weekends. To facilitate your case, be sure you are able to reach your attorney by email, after hours and weekend appointments are an option. It is most important that he/she returns your phone calls – nothing is more frustrating is not getting a return phone call. You don’t need your attorney to be a source of more stress for you.

Interested in Protecting You: Looks at your individual priorities and plans for the future. You need to decide if you would like to try to keep your house. If yes, your attorney should make this a priority in assuring that your home is not lost. If you would like to keep your car(s), be sure he/she discusses reaffirmation agreements with you and your cars are not taken creating another “problem”.