You may soon see your monthly bills shoot up on your HELOC’s (Home Equity Lines of Credit). Millions of Americans used the boom in value of their home, to take out loans. As we all know, housing prices have gone down considerably in the last 10 years. HELOC’s are a type of 2nd mortgage on […]
There are many instances where deadlines are set but they are not strictly enforced. That is not the case in Bankruptcy. Wage Garnishments: If you wages are garnished 90 days prior or on the 90th day of your bankruptcy filing date, these funds are may be due back to the Debtor. However, the key is […]
RALPH A. FERRO, JR., LITTLE FALLS ATTORNEY CERTIFIED IN CONSUMER BANKRUPTCY LAW April 2, 2015 — The American Board of Certification announced that Ralph A. Ferro, Jr., attorney in Little Falls, New Jersey has successfully completed the requirements for national certification in Consumer Bankruptcy Law. To become certified, Mr. Ferro satisfied the following requirements: + […]
Ralph A. Ferro, Jr., Esq. of Little Falls, New Jersey, has achieved the distinguished Board Certification from the American Board of Certification in the area of Consumer Bankruptcy Law. In the entire State of New Jersey, there are only 8 other attorneys that have achieved this highly regarded certification. The American Board of Certification’s (ABC) […]
Why Certified Attorneys? You Expect Board Certification from your doctor – Expect it From your lawyer too. Board Certification means that the certified attorney has met rigorous, objective standards and has demonstrated knowledge in bankruptcy and/or creditors’ rights law.Hiring an attorney with expertise in any specialized field of law can be a bewildering experience. As […]
