About Ralph A. Ferro Bankruptcy Lawyer
You can learn about Ralph A. Ferro, Jr., a Bankruptcy Lawyer, and New Jersey bankruptcy law firms by reading our client reviews, credentials (including Board Certification in Consumer Bankruptcy Law by the American Board of Certification (ABC)), education, and success rate on our website. Now, I want to tell you a little more about our team, and I cannot describe the satisfaction I get when we:
- Save clients’ homes from foreclosure.
- Enable a client to keep their vehicle.
- Obtain a strip-off of a 2nd mortgage (A second mortgage can be stripped from the home’s title if ALL of the home’s value is encumbered by liens that come ahead of the second mortgage lien on the home’s title. The prior liens take up all of the home’s equity, leaving no equity for that second mortgage.)
- Stop creditors from calling and proceeding with wage garnishments
- Stop a foreclosure
- Stop a Sheriff’s sale
- Enable a client to stay in their home with bankruptcy protection
- Eliminate clients’ motor vehicle surcharges
- Eliminate or Reduce IRS or State Tax Debt
- Reduce a Home Equity Line of Credit Debt (HELOC)
- Keep a client’s business operational
- Afford clients the ability to get a fresh start
- Receive calls from clients to let us know how well they are doing ****
- Receive calls from prior clients telling us they are buying a new home and that bankruptcy was the best decision they made
- Receive feedback from clients advising that their personal and professional lives have greatly improved following bankruptcy.
****Today I received an unsolicited email from a former client. TD advised me that he is so thankful that he filed bankruptcy. TD’s case closed out about 3 months ago, – He is rebuilding his credit, it’s almost 700 already. He is getting a new place. This is the reason I enjoy working in bankruptcy law. Successess of my clients make my day.
Ralph A. Ferro, Jr, Esq. Law offices provide expert bankruptcy legal services to help individuals eliminate their debts and alleviate the stress and problems that crushing debt can cause in their lives. I listen to my clients and give them expert bankruptcy advice. You can be confident in my handling of your case; for example, I have never lost a Chapter 7 bankruptcy case, achieving a 100% success rate. I will tell you if filing for bankruptcy is not right for you.
I sincerely enjoy the process as I alleviate overwhelming financial debts for my bankruptcy clients.
- Clients become aware that they do not have to work for the rest of their lives to pay off their debts.
- Once their debts are lifted, I see the immediate changes in the lives and well-being of my clients.
- The client’s business relationships improve, as do their personal relationships.
- Sometimes, it’s equivalent to winning a small lottery and paying off all your debts.
- Individuals need extra reassurance from our NJ Bankruptcy Law Firm’s team that everything will be okay and is not the end of the world.
When clients first contact us, they are often frustrated, embarrassed, or angry about finding themselves in this financial situation. We get to know the client’s unique financial situation. Compassion is vital when I work with my clients.
We reassure clients:
- You will bounce back
- Similar financial situations happen to many people
- You are not alone
- We are here to help you determine if and how filing for bankruptcy will benefit you.
Client Reviews demonstrate I practice what I promise.
- I take a personal interest in every case,
- I work with you at the beginning, middle, and end of your bankruptcy case and beyond.
- Please take time to read my client reviews.
- I want you to know that I am the best bankruptcy attorney for your future financial success.
If you have any concerns regarding bankruptcy protection, I am available to address them immediately.
Whether you consider filing:
I hope I have the opportunity to meet with you and offer you my expert bankruptcy legal services.
Ralph A. Ferro, Jr. Esq. (201) 446-5904 – I offer a Free In-Person Bankruptcy Consultation
Contact me
Is Filing for Bankruptcy Right for You?
When We Meet, you will know if filing bankruptcy is the right option for you and learn more about Ralph A. Ferro Bankruptcy Lawyer, and our Firm:
The decision to file bankruptcy is an important decision. The decision to file bankruptcy should not be made without consultation with an experienced bankruptcy lawyer.
If you decide to file bankruptcy when it is not in your best interest, it is almost impossible to undo. For that reason, you need a board-certified bankruptcy attorney who specializes in New Jersey bankruptcy law to:
- Advise you,
- Guide you,
- Help you through the process so that you are sure you understand bankruptcy and how it will affect you.
There are many advantages to a smaller bankruptcy law firm; contact me to find out more about my law firm.
Which Bankruptcy Lawyer is Best for You?
- I always meet with potential clients in person.
- You must take the time to get to know your client personally.
- No one in my office screens my clients.
- You call, and I will speak with you personally.
- You should be in close contact with your bankruptcy lawyer during a bankruptcy.
Clients are amazed when I pick up my phone, and they reach me directly. When someone is experiencing financial stress, they deserve my attention and should not be passed around before reaching me.
Bankruptcy is an important decision that can have an emotional impact on clients. I am here for my clients. They can call me on my cell phone at (201) 446-5904, and I always return phone calls.
When you need financial guidance, I hope you call me and set up a free in-person bankruptcy consultation so you can:
About Ralph A. Ferro Bankruptcy Lawyer - Call Today - Learn More
- When you call me – You reach me directly.
- There is never a screening process to reach me.
- I answer my calls directly.
- You are never passed around or transferred – you reach me directly.
- Clients are important to me.
Call Me Today 
(201) 446-5904
All content on this site is editorial and not sponsored. This site does not host paid or promotional content.