About Ralph A. Ferro Bankruptcy Lawyer

You can read about Ralph A. Ferro, Jr, Esq. and NJ Bankruptcy Law Firms via our client reviews, credentials (Board Certified in Consumer Bankruptcy Law by the American Board of Certification (ABC), education, success rate as you look through our website. Now I want to tell you a little more about our team, I cannot describe the satisfaction I get when we:

• Save a client’s home from foreclosure
• Enable a client to keep their vehicle
• Obtain a strip-off of a 2nd mortgage
• Stop creditors from calling and proceeding with wage garnishments
• Stop a foreclosure
• Enable a client to stay in their home with bankruptcy protection
• Keep a client’s business operational
• Afford my clients the ability to get a fresh start.

Ralph A. Ferro, Jr, Esq. Law Offices provides expert bankruptcy legal services to help people not only to get rid of their debts but also to get rid of the stress and problems affecting their lives with crushing debts. I sincerely enjoy the process as I alleviate overwhelming financial debts for my bankruptcy clients. Clients become aware they do not have to work for the rest of their lives to pay off their debts. Once a debt is lifted, I see the immediate changes in the lives and well-being of my clients. Client’s business relationships improve as well as their personal relationships. In some instances, it is the equivalent to winning a small lottery and paying off all your debts. Sometimes individuals just need extra reinforcement from our team at NJ Bankruptcy Law Firms that everything is going to be OK and it is not the end of the world.

When clients first contact us, they are frustrated/embarrassed/angry for getting into this financial situation. We get to know client’s unique financial situation. We reassure clients:

• You will definitely bounce back
• Similar financial situations happen to many people
• You are not alone
• We are here to help you to determine if and how filing bankruptcy will benefit you.

I take a personal interest in every case, I work with you at the beginning, middle, end of your bankruptcy case and beyond. 

If there are any issues with bankruptcy protection, I am immediately available.

Whether you consider filing:

• Chapter 7 Bankruptcy 
• Chapter 11 Bankruptcy
• Chapter 11 Subchapter V 
• Chapter 13 Bankruptcy

I hope I have the opportunity to meet with you and offer my expert bankruptcy legal services to you.

I offer a Free Bankruptcy Consultation  – Contact me