66 East Main Street, 3rd Floor
Little Falls, NJ 07424 (201)446-5904

Call Anytime [24/7]: (201)446-5904 to Speak with:
Ralph A. Ferro, Jr., Esq.


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Ralph A. Ferro, Jr., Esq.

Board Certified in Consumer Bankruptcy Law

26 Years Proven results in NJ Bankruptcy Law

Free Consultation Call (201) 446-5904 (24/7)

          "I have never Lost a Chapter 7 Bankruptcy Case" *

          "I personally meet with you and represent you!"

          "Experience = Results"


  • I personally handle your case from start to finish.
  • I never have another attorney substitute or stand-in for me. (you hire me – I represent you)
  • I am always reachable  24/7 by calling my cell phone (201) 446-5904.
  • I have never lost a Chapter 7 Bankruptcy Case (100% success rate).    Experience = Results

Board Certified: Consumer Bankruptcy Law – Amer. Board of Certification


B.A – University of Mississippi -1990         J.D.- University of Mississippi – 1992

Bankruptcy Mediation Training  – St. John’s Univ. School of Law – 2013

Admitted to Practice in the Following Jurisdictions: 

New Jersey – 1993           District of Columbia – 2002

Professional Associations:

  • Golden Key Society
  • National Assoc. of Consumer Bankruptcy Attorneys
  • American Bankruptcy Institute
  • Bankruptcy Inn of Court 1996-1997
  • American Trial Lawyers Association-New Jersey
  • NJ State Bar Association


  • Pool attorney – Office of Public Defender, Bergen & Passaic Regions, 1995-2001
  • 25+ years practicing Law specializing in New Jersey Bankruptcy Law
Lecturer:       Bankruptcy      Municipal Court      Real Estate Press Releases bottom image1


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