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Are Drunk Driving Debts Dischargeable in Bankruptcy?

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Are Drunk Driving Debts Dischargeable in Bankruptcy?

Are Drunk Driving Debts dischargeable in bankruptcy, bankruptcy protection

Written and Verified by Ralph A. Ferro, Jr., Esq.

Drunk Driving Debts are Not Dischargeable in Bankruptcy

Bankruptcy Protection NJ

  • is available so that you can discharge many debts through filing Bankruptcy.
  • However, there are some debts that cannot be discharged in bankruptcy.  
  • BK Protection cannot be given to someone who drives drunk and causes harm.

We all know we should not drink and drive.    The individuals who are injured deserve to be paid for the harm caused by those who drive drunk.   There are many organizations that are against drunk driving, such as M.A.D.D.     United States Bankruptcy is also against drunk drivers.

Can you discharge a debt for drunken driving?   The answer is clearly – NO – BK Protection New Jersey is not available.

The Bankruptcy Court protects individuals/creditors who were injured by those driving and were intoxicated.

Bankruptcy Protection Rules:

  • 11 U.S.C. 523 (a) (9) does not allow any debts which were the result of driving while intoxicated to be discharged in bankruptcy.
  • Driving while drunk can ruin your chances of ever living a financially successful life.
  • We need to think of the future of the injured parties in this case.
  • We all make mistakes and some can overspend.
  • However, getting into your vehicle after you have been drinking is not a mistake.    That is a choice you make.
  • Your insurance company will not pay for your damages to your car when you are drunk.

Do not even think to try to file for bankruptcy and want to try to discharge a debt as a result of your drunk driving.

Creditors have rights too and BK Protection New Jersey applies to creditors in this case.

Intentional Acts and Malicious Acts in Bankruptcy

  • When someone gets behind the wheel of an automobile, they are committing not only a criminal act but an intentional act.
  • Harm caused by intentional and malicious acts are never dischargeable.
  • Drunk driving debts fall in the category with no BK Protection New Jersey.

Bankruptcy was established to provide individuals a fresh start.   Individuals who drink and drive and cause injuries to others do not get a fresh start through bankruptcy.

I offer a free bankruptcy consult for those who need bankruptcy protection.

Although you cannot discharge intentional acts in Bankruptcy, I can help you get rid of your other debts.    

Ralph A. Ferro, Jr., Esq. – Board Certified Bankruptcy Lawyer

(201) – 446-5904

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