Change is Good – As the Winds of Change lead us to file Bankruptcy.   You can look at the situation as a positive move forward.

Change is hard but needed when we are having financial difficulties.    Filing bankruptcy can get you back on track.   Whether you need to file a Chapter 7, Chapter 11 or Chapter 13 Bankruptcy, I provide bankruptcy protection and help to you.

At times all of us:  have been rejected, have made mistakes, have not been accepted for a position, had financial problems, etc.

You must keep moving forward and don’t give up with your long-term visions or plans for your life.

I have heard many say:

• “I’m too far in debt so I just keep spending and charging – what is another $100 when I owe $70,000 to my creditors”.
• The debt gets larger and larger until they make a change to do something to turn their lives around.

I can’t stress enough that you should not be so hard on yourself because you can’t do anything about the past.   If you learn from your past mistakes, then it was not a waste of your life.   Sometimes the winds of change take us in an entirely new direction.

How else would you be able to pay off your creditors?

So When the Winds of Change Lead to Bankruptcy, It is a positive.

Don’t incur continual interest but start out again with a clean slate?   When you file a Chapter 7 Bankruptcy you can wipe out your debts, stop hiding from creditors and be able to answer your phone again without the fear it is a creditor “hunting” you down.   File Chapter 11 or file Chapter 13 Bankruptcy and these may also be options for you to get back on track.

Sometimes it is good to look at those who could have given up, buried their heads in the sand and never surfaced to try again.

Whatever you have gone through, keep moving forward in a positive direction.

For that reason, I am providing you with names, dates and events that happened to very successful people.    They got right back on track.

Famous People Who Change was Good for Them – They moved forward so Can You: 

• Walt Disney (1919) – fired from newspaper job for lacking imagination.
• Lucille Ball (1926) – told by acting coach that “she is wasting her time and ours”.
• John F. Kennedy (1936) – runs for president of freshman class at Harvard and loses.
• Steven Spielberg (1960’s)– rejected by film school University of Southern California.
• The Beatles (1962) – turned down by Decca Records.
• Vera Wang – doesn’t make U.S. Olympic Figure Skating team.
• Hillary Clinton – (1973) fails the DC bar.
• Oprah Winfrey  – (1977) – fired from her news-hosting job for getting too emotionally invested in her stories.
• Bill Clinton – (1980) – loses re-election as governor of Arkansas.
• Michael Bloomberg (1981) – fired by investment bank Salomon Brothers.
• Steve Jobs (1985) – fired from Macintosh division of Apple.
• J.K. Rowling (1996) – turned down 12 times for Harry Potter manuscript.

Wow, the winds of change sent all of these individuals to a better place.    Change and making changes is the only way to move forward or in another direction.   Let the wind not allow you to give up and see yourself as a determined and strong individual.

Call me for a free bankruptcy consult:  Ralph A. Ferro, Jr., Esq.  (201) 446-5904