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Bankruptcy – Non-Dischargeable Debt

Debt Non-dischargeable when filing bankruptcy
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Making false statements and/or causing deliberate damages to a Creditor can result in a non-dischargeable debt in filing Bankruptcy.   Before you file bankruptcy, set up a free bankruptcy consultation with me.    I will review your case and give you expert bankruptcy advice.

Here is an example of non-dischargeable debts.    In this case, the Debtor’s landlord sued the debtor.   The acts and conduct by the Debtor made these debts non-chargeable as ruled by the Bankruptcy Court.

What happened? – Chihuahua is Not a Large Dog

  • Debtor rented a property from the Landlord.
  • The lease included one dog which was listed as a small Chihuahua
  • In fact, upon leaving, it was found that the Debtor had a large dog.
  • This dog caused significant damage to the landlord’s property.
  • The landlord sued the Debtor for damages.
  • A debtor (renter) posted statements on Craig’s List that the landlord was a slumlord, thief, etc., and other derogatory statements.
  • The Bankruptcy Court found that the Debtor had made up all the false statements against the landlord
  • It was proven that the statements were not true
  • These statements were intended to cause financial harm to the landlord.
  • The Bankruptcy Court ruled that the loss of rental income due to the false statements as well as the damage by the large dog (who was supposed to be a Chihuahua) were both non-dischargeable debts.
  • In addition, the Court awarded the landlord attorney fees and these were also non-dischargeable.

Filing of Bankruptcy is not intended to get away with intentional harm by you or your dog to your creditors and not even your landlord.

I remind my clients that your acts can cause non-dischargeable debts in bankruptcy.     The Court does not allow you to try to discharge debts when you make false statements and commit damaging acts.

Before you file bankruptcy, set up a free consultation with me.   I will advise you if bankruptcy is an option for you.   Your rights are protected as a debtor but also creditor’s rights are protected.