Making false statements and/or causing deliberate damages to a Creditor can result in a non-dischargeable debt in filing Bankruptcy. Before you file bankruptcy, set up a free bankruptcy consultation with me. I will review your case and give you expert bankruptcy advice.
Here is an example of non-dischargeable debts. In this case, the Debtor’s landlord sued the debtor. The acts and conduct by the Debtor made these debts non-chargeable as ruled by the Bankruptcy Court.
What happened? – Chihuahua is Not a Large Dog
- Debtor rented a property from the Landlord.
- The lease included one dog which was listed as a small Chihuahua
- In fact, upon leaving, it was found that the Debtor had a large dog.
- This dog caused significant damage to the landlord’s property.
- The landlord sued the Debtor for damages.
- A debtor (renter) posted statements on Craig’s List that the landlord was a slumlord, thief, etc., and other derogatory statements.
- The Bankruptcy Court found that the Debtor had made up all the false statements against the landlord
- It was proven that the statements were not true
- These statements were intended to cause financial harm to the landlord.
- The Bankruptcy Court ruled that the loss of rental income due to the false statements as well as the damage by the large dog (who was supposed to be a Chihuahua) were both non-dischargeable debts.
- In addition, the Court awarded the landlord attorney fees and these were also non-dischargeable.
Filing of Bankruptcy is not intended to get away with intentional harm by you or your dog to your creditors and not even your landlord.
I remind my clients that your acts can cause non-dischargeable debts in bankruptcy. The Court does not allow you to try to discharge debts when you make false statements and commit damaging acts.
Before you file bankruptcy, set up a free consultation with me. I will advise you if bankruptcy is an option for you. Your rights are protected as a debtor but also creditor’s rights are protected.