66 East Main Street, 3rd Floor
Little Falls, NJ 07424


Free Bankruptcy Consultation

Bankruptcy Lawyer offers Free NJ Bankruptcy Consults & COVID SAFETY.    I meet with you to  determine if Chapters 7, 11 or 13 Bankruptcy provides bankruptcy protection you need. Covid Precautions are respected.

Options are available for our free bankruptcy consultation:  As always, I provide my initial bankruptcy consultations free of charge.   

1)  Remote or   2) In-Person Meetings  


I look forward to in-person consults again,   However, I am still offering you the choices in light of COVID precautions.   I realize that in person meetings are always preferred.   However, in these times, I want to allow my clients choices.

Below are precautions my Bankruptcy lawyer office free consults includes to protect you for your in-person Bankruptcy consultation held in my office conference room:

  • Upon arrival, clients call from their car.
  • No clients are in contact with another.
  • Forehead temperature taken prior to the meeting.
  • I will be wearing a mask and masks are available for you, too.
  • No handshaking  Handshakes.
  • You can wear gloves if you wish.
  • 6’ seating distance at conference room table.
  • Conference room table and other items disinfected between client meetings
  • Handrails disinfected between meetings.

I look forward to our meeting so we can move forward…..and plan your financial options

I can determine whether Chapter 7, Chapter 11, Chapter 11 Subchapter V or Chapter 13  is right for your particular goals and needs.

Contact me to set up a free bankruptcy consult.    I will provide  you with sound expert advice.

During our meeting, I will review your circumstances and goals.   I get to know my clients and their future plans.

As a Board Certified Bankruptcy Lawyer, I can recommend if  Chapter 7, 11 or 13 Bankruptcy is best for you.    Call me for a free bankruptcy consult to safeguard you and your future.   About Ralph A. Ferro Jr, Esq. | NJ Bankruptcy Law Firm