NJ Bankruptcy Law Firms

66 East Main Street, 3rd Floor
Little Falls, NJ 07424
NJ Bankruptcy Law Office Logo (Transparent) dictating Ralph A. Ferro Jr., Esq's Law Practice

Bankruptcy Mediation | NJ Bankruptcy Law Firm

New Jersey Bankruptcy Lawyer!

With 30+ Years of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"
"Experience = Results"
About Ralph A. Ferro Bankruptcy Lawyer

Bankruptcy Mediation, What is it?

Bankruptcy courts and law firms use Bankruptcy Mediation as a valuable adjunct to case management to help resolve issues.

Bankruptcy Mediation is important for a number of reasons, typically a Bankruptcy Lawyer, or Attorney helps the cases go through smoothly, as they are properly prepared, analyzed, and filed.

However, when there is a dispute related to a debt, an adversary proceeding is filed. There are a multitude of reasons for an adversary proceeding.  Despite best efforts, sometimes disputes are unable to be settled. For those cases, a Bankruptcy Mediator is an excellent additive to bring the matter to resolution prior to a Court trial.  In fact, Courts Agree.

Bankruptcy Law:  Adversarial Issues:

  • The Debtor and/or the Bankruptcy Attorney propose that a debt should be dischargeable in bankruptcy, but the creditor disagrees, e.g., tax debt or willful damages to a creditor.
  • The creditor/Trustee, upon looking at the transference of assets before the bankruptcy, asserts that there were fraudulent transfers.
  • Debtor/Attorney files that the creditor violated the automatic stay. A creditor seized property/money when the bankruptcy was in place. The debtor was not given the bankruptcy protection that is in place.
  • Bankruptcy Adversarial Issues arise in Chapter 7, Chapter 11, and Chapter 13 Bankruptcies.

Bankruptcy Mediation – Basic Facts:

  • Non-binding meeting.
  • Limited attendees at the hearing: Bankruptcy Mediator (agreed upon by both parties), interested parties and their lawyers.
  • Each party is allowed to present their position paper and facts (not shared with the other side) to the Bankruptcy Mediator.
  • The Bankruptcy Mediator is given time to review the case before the mediation hearing.
  • You do not have to share your position to the opposing party, optional to provide.
  • The parties are brought together and provided possible resolutions.
  • You have time to decide if the possible resolutions are acceptable to you.
  • Most times, I found that a resolution is possible when I have handled bankruptcy mediation

Bankruptcy Mediation - Benefits

  • Less Expensive
  • Quicker to Resolve
  • No trial
  • You can control your destiny without the uncertainty of a Court ruling
  • Sometimes, you can negotiate a settlement that a Court would not have the jurisdiction to impose
  • Court trials could take over a year to schedule and many months to complete the case.
  • Court trials cost extensive legal fees, which could exceed the amount in controversy
  • The disputes do not linger
  • The court can be intimidating and the mediation process is less formal.
  • You have input to chose a mediator.

As a valuable asset to both courts of law, and law firms sometimes an unbiased outside party as a Bankruptcy Mediator is able to resolve a dispute that even the most skilled professionals are not able to resolve.

I have served as a Bankruptcy Mediator and resolved many cases without court intervention.

I have a degree in psychology which not only provides insight but also compassion for my clients.

This saves costly legal fees for all parties and moves the case forward.

As a Bankruptcy Mediator, I offer:

  • Expert knowledge in private practice specializing in bankruptcy law serving both business and individual clients.
  • Board Certification from the American Board of Certification (ABC) in Consumer Bankruptcy Law
  • Bankruptcy Mediator training from St. John’s University School of Law
  • Ability to work well with diverse dynamics and strive to settle a matter.
  • Sound legal knowledge and case interpretations for the parties to consider for resolution.
  • 30+ years experience in the bankruptcy field of law.
  • Specialty focus in bankruptcy law; my firm devotes 100% of our practice to New Jersey Bankruptcy Law.
  • Free bankruptcy consultation so I can understand your case, your position, and whether Bankruptcy Mediation is an option for you.


      If you need a competent Bankruptcy Mediator who is not only knowledgeable in bankruptcy law but also works well with diverse situations and personalities, I am here to serve as a Bankruptcy Mediator in New Jersey bankruptcy cases.

      I will work to bring your matters to closure through effective Bankruptcy Mediation.

Call Ralph A. Ferro, Jr., Esq. for Bankruptcy Mediation Help Today: (201) 446-5904

Bankruptcy Mediation Cover Photo of Bankruptcy Lawyer in the middle of a mediation meeting, branding for NJ Bankruptcy Lawfirms
American Board Certification in Chapter 7, Chapter 11, and Chapter 13 Bankruptcy, earned by Ralph A. Ferro JR., Esq, a bankruptcy attorney operating in New Jersey

Ralph A. Ferro, Jr., Esq. Bankruptcy Lawyer