66 East Main Street, 3rd Floor
Little Falls, NJ 07424
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Bankruptcy Protection

New Jersey Bankruptcy Lawyer!

With 28 Years Of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"*
"Experience = Results"
NJ Bankruptcy Law Firm showcases Ralph A. Ferro Jr, Esq. a board certified bankruptcy attorney

Bankruptcy Protection:

Frequently, clients ask me the following question:

“How can filing bankruptcy protect my assets?“

Upon the filing of a bankruptcy petition all actions against the debtor must cease/stop immediately. When I use the term immediately, I do not mean within the next week or month. I mean the exact moment that the debtor files for bankruptcy, the exact date – hour – minute.

Bankruptcy is extremely time sensitive and you can contact me if you need to STOP any pending law suits, wage garnishments, foreclosures, vehicle repossession, etc.

If you file a bankruptcy petition, one minute before a Sheriff’s sale, wage garnishment, foreclosure, vehicle repossession, you will stop the action. You will receive bankruptcy protection immediately. Bankruptcy protection will stop your assets from being seized.

Examples of Bankruptcy Protection:

  • Car: You receive a notice that your vehicle will be repossessed.
    What if my car is picked up right after I file for bankruptcy?
    Filing an immediate bankruptcy petition will legally prohibit that creditor from picking up your car at that time. You have bankruptcy protection so your car must be returned to you.
  • Wages: You receive a notice that your wages will be garnished in one day.
    What happens if wages are garnished anyway?
    Filing an immediate bankruptcy petition will stop that garnishment. Those garnished wages will be returned to you because of bankruptcy protection.
  • Bank Account: You just found out that a creditor put a lien/levy on your bank account and your funds are frozen.
    How can I remove the levy which has my funds frozen?
    Filling an immediate bankruptcy petition will place you into bankruptcy protection, unfreezing your funds and allowing you to withdraw the money.
  • Lawsuit: You just received a notice that you are being sued by a credit card company or another creditor and the trial date is the next day.
    How can bankruptcy protection help?
    Filing of an immediate bankruptcy petition will stop that action and you will not have to appear in court.
  • Bank Account: You just found out that a creditor seized funds from your bank account.
    How can bankruptcy protection help?
    Filing an emergency bankruptcy petition will allow you to retrieve this money seized by a creditor shortly before bankruptcy.
  • Home: You receive notice of a Sheriff’s sale on your home or investment property and the sale date is in 3 hours.
    How can bankruptcy protection help?
    Filing an immediate bankruptcy petition will stop that sale.

Call me: Ralph A. Ferro, Jr., Esq. – (201) 446-5904 to help you get the bankruptcy protection you are entitled to by the Federal Government. I will provide you with a free consultation.

Do not let someone take your assets without asserting your rights.

I will personally meet with you and provide recommendation for your financial success and which path is right for you.

NJ Bankruptcy Law Firm
NJ Bankruptcy Law Firm
American Board Certification in Chapter 7, Chapter 11, and Chapter 13 Bankruptcy, earned by Ralph A. Ferro JR., Esq, a bankruptcy attorney operating in New Jersey
NJ Bankruptcy Law Firm Logo showcasing 'The Law office of Ralph A. Ferro JR., Esq leading New Jersey Bankruptcy Attorney