Ralph A. Ferro, Jr., Esq. Bankruptcy Lawyer

Bergen County NJ Bankruptcy Law Firm

Serving Bergen County, I am here to help you with your financial debts and future. When we meet, I will advise whether filing bankruptcy (Chapter 7, Chapter 11, Chapter 13) is right for you as your local Bergen County Bankruptcy NJ Law Firm. If filing for bankruptcy is wrong for your situation, I will tell you.

Chapter 7 Bankruptcy

Eliminate all your debts & pay zero back.

I have never lost a Chapter 7 Bankruptcy Case

Chapter 11 Bankruptcy

Businesses can keep their business running & reorganize debts. Businesses return to producing profits.

You can renegotiate lease terms or reject leases to make your business more profitable.

Subchapter V

Streamlined & less costly version of Chapter 11

Chapter 13 Bankruptcy

Individuals keep their home(s) & reorganize debts or pay back a portion of their debts.

Stop foreclosures. I can Stop the Sheriff’s sale on your home (even on the day of the proposed sale) and allow you to repay your past-due payments. You dictate the terms of repayment, not the lender.

100% of my practice is devoted to the specialized field of NJ Bankruptcy Law. This allows me to provide clients with the best bankruptcy representation as your Bergen County Bankruptcy Law Firm. Minutes away in Little Falls, NJ. Route 46 or Route 80, and you are at our office. Parking on site.

I look forward to talking with you and meeting with you to discuss your particular financial situation and how I can best serve you in Bergen County, New Jersey.

Bergen County, NJ, has the largest population in New Jersey and has excellent commuter capabilities.

My office is near Bergen County, and I offer flexible times to meet with you.

Bankruptcy Protection is available to you. When your debts become overwhelming, or you anticipate not being able to meet your monthly financial obligations, I will work with you to keep up with them.

You are never rushed through my zero-obligation in-person bankruptcy consultation with you. Choosing the best bankruptcy lawyer for your particular financial goals is vital.

Call for a Free Bankruptcy Consult to determine If bankruptcy is right for you.

Ralph A. Ferro, Jr., Esq. | Bergen County NJ Bankruptcy Law Firm

(201) 446-5904

Smaller Law Firm -Focus 100% on Bankruptcy Law and Know our Clients

Our law firm can be compared to your favorite neighborhood coffee shop, where we know your name and case by heart. You receive personal service. We get to know you well because we serve fewer clients. We can immediately recall the specific facts surrounding your case and your particular objectives. You are never passed on to another associate. Ralph A. Ferro, Jr., Esq. is with you from the initial consultation to the end of your case and beyond.

As an advantage, a unique bankruptcy plan carefully created to suit your individual needs is produced. There isn’t a one-size-fits-all method.

Additionally, having a direct line of communication with bankruptcy lawyer Ralph A. Ferro, Jr., rather than going through a maze of paralegals and supporting employees, results in better comprehension and quicker, more effective decision-making.

“I provide my cell phone number [ (201) 446-5904] and always return calls. I will call you back if you cannot reach me immediately.” Ralph A. Ferro, Jr., Esq.

When clients call, I remember their cases and names even as far back as 30 years ago.