NJ Bankruptcy Law Firms

66 East Main Street, 3rd Floor
Little Falls, NJ 07424
NJ Bankruptcy Law Office Logo (Transparent) dictating Ralph A. Ferro Jr., Esq's Law Practice

Board Certified Bankruptcy Attorney

New Jersey Bankruptcy Lawyer!

With 30+ Years of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"
"Experience = Results"
About Ralph A. Ferro Bankruptcy Lawyer

Why Choose A Board Certified Bankruptcy Attorney?

You Expect Board Certification from your Doctor – Expect it from your Lawyer, too.

What Does Board Certification Mean?

A lawyer has met rigorous, objective standards and demonstrated qualitative and advanced knowledge in bankruptcy law.

Board Certification Bankruptcy Attorney Recertification - Approved on 6/28/24

Consistent 10 years of evaluation of the American Board of Consumer Bankruptcy and maintaining not only professional expertise in the Bankruptcy field but also in the Legal Field of Bankruptcy

  • Every 5 years it is required to apply for recertification to the American Board of Certification Standards Committee
  • Ralph A. Ferro, Jr., Esq. has been approved for recertification as a Board Certified Consumer Bankruptcy Attorney.
  • The Board reevaluates all the elements necessary to continue to be Board Certified.
  • On June 28, 2024, the Committee approved Attorney Ralph A. Ferro, Jr., Esq.’s certification until June 30, 2029.
  • I am committed to providing expert experience, knowledge and services to my clients. 

What are the Requirements to Become Board Certified in Bankruptcy Law?

What is the (ABC) American Board of Certification and its Goals?

We recommend you hire a Board-Certified Bankruptcy Attorney. Hiring a lawyer with expertise in any specialized field of law can be bewildering. However, as a client, you want to be sure your lawyer is experienced in bankruptcy law. 

Unfortunately, prospective clients usually have little objective criteria to rely upon. However, one objective criterion is whether a lawyer is a Board Certified Lawyer in the specialized field of bankruptcy.

I specialize in bankruptcy law, with over 30 years of proven results for my clients, and I am Board Certified in Consumer Bankruptcy Law by the American Board of Certification (ABC).

Only one other lawyer in Northern New Jersey is a Certified Consumer Bankruptcy Lawyer.

  • In 2015, I became Board-Certified in Consumer Bankruptcy Law. I must reapply to the Board every five years to obtain recertification.
  • In 2019, the Board approved my recertification through June 30, 2024.
  • In 2024, the Board approved my recertification through June 30, 2029.
  1.  Identify and recognize those Lawyers in consumer or business bankruptcy who met or exceeded rigorous certification standards relating to:
         • Professional Experience
         • Continuing legal education
         • Integrity
         • Peer review
         • Sophisticated understanding of the specialty of bankruptcy law.
  2. Provide meaningful information to clients seeking bankruptcy legal services and bankruptcy protection so they can make informed decisions when choosing a bankruptcy lawyer.
  3. The American Board of Certification (ABC) is a non-profit organization dedicated to serving the public and improving the quality of the bankruptcy bar.
  4. The rigorous ABC certification standards are designed to encourage bankruptcy practitioners to strive toward excellence and to recognize those lawyers who are experts in the bankruptcy field.
  5. Congress has recognized the value of certification by adding it to the list of Section 330 compensation factors in the bankruptcy law. This Law recognizes that Board certification provides a simple, meaningful, and objective measure of skill and expertise in bankruptcy.
  6. Legislators and courts recognize that successful bankruptcy system operation depends upon the involvement of professionals with specialized expertise.
  7. The ABC is co-sponsored by The American Bankruptcy Institute and the Commercial Law League of America.

I am truly proud to have achieved Board Certification. This achievement demonstrates my commitment to providing professional bankruptcy services and expert advice to clients.   Specialization is key in the field of law, especially in Bankruptcy.    

You look to Board Certified Doctors and you should look to hire a Board Certified Bankruptcy Attorney.

Board Certification makes a difference.   I specialize in bankruptcy law and I am here to provide you with expert bankruptcy help and bankruptcy protection. 

        Call me now for an in-depth Free Bankruptcy Consultation: Ralph A. Ferro Jr., Esq. (201) 446-5904       

Board Certification - The Process and Importance to Me in Representing You:

Becoming a certified bankruptcy lawyer specialist is not an easy chore.

I am committed to providing expert bankruptcy representation to my clients.   Not only do I have over 30 years of legal experience in bankruptcy law, but below are some of the requirements I met to achieve Board Certification in Consumer Bankruptcy Law.

  • I practiced for at least five (5) years, with no less than 30% of my practice devoted to consumer bankruptcy law.
  • I worked no less than four hundred (400) hours per year representing consumer debtors.
  • In the three (3) years before applying for certification, I was required to commit to no less than sixty (60) hours of bankruptcy law continuing legal education.
  • I submitted references from both opposing counsel and other debtors’ counsel to provide input about me and be familiar with my bankruptcy practice and knowledge of the law.
  • Must have substantially participated in 30 adversary proceedings or contested matters.
  • I was and am required to have a clean grievance history with professional responsibility of the governing body for all jurisdictions in which I am licensed.
  • My application required supporting evidence to demonstrate the requirements for certification, which a committee reviewed to ensure compliance.
  • In addition to the above requirements, I was required to pass an in-depth examination. 
  • That examination is comprised of three (3) parts which took over 6 (six) hours to complete:
    • First an extensive multiple-choice exam.
    • The second portion is the ethics portion, 
    • The last section is the essay portion to demonstrate my knowledge of substantive bankruptcy law.
  • Once the exam was completed, it was graded by the Faculty Committee, which includes a wide variety of academics, judges, trustees, and the like.
  • The application process itself took several months to complete.
  • Once my application was reviewed, and approved and I successfully passed the examination, I was notified via letter.  
  • I received a certificate, which I proudly display as one of the elite bankruptcy attorneys serving clients.

5-year Recertification Process

Ralph A. Ferro, Jr. Esq.  was recertified as a Board Certified Consumer Bankruptcy Attorney on June 28, 2024

    • After review by the American Board of Certification Standards Committee, I was approved for recertification.  My next recertification review is June 30, 2029.
    • Please read my client reviews which demonstrate not only my commitment to my clients but also my proven results for my clients.

Whether you are looking to file:

Look to a Board Certified Bankruptcy Lawyer – It makes the difference for you and your bankruptcy case.

Board Certified Bankruptcy Attorney Cover Photo of Bankruptcy Lawyer in the middle of prepping for certification, branding for NJ Bankruptcy Lawfirms
American Board Certification in Chapter 7, Chapter 11, and Chapter 13 Bankruptcy, earned by Ralph A. Ferro JR., Esq, a bankruptcy attorney operating in New Jersey

Ralph A. Ferro, Jr., Esq. Bankruptcy Lawyer

Board Certification Bankruptcy Lawyer