66 East Main Street, 3rd Floor Little Falls, NJ 07424

Chapter 11

27 Years Proven results in New Jersey Bankruptcy Law

"I have never Lost a Chapter 7 Bankruptcy Case"*
"I personally meet with you and represent you!" "Experience = Results"

Chapter 11 Bankruptcy

Chapter 11 is an excellent opportunity to:
  1. Seek out new financing
  2. Streamline your financial picture
  3. Keep your business running and avoid business interruptions
  4. Obtain bankruptcy protection
  5. Keep your assets
  6. Earn money while keeping your customers
  7. Spread out your debts over a period of time


  • Individuals:

Why Chapter 11?

Desire to reorganize your debts and you do not qualify for:

        • Chapter 13 (since you may be over the debt limit for Chapter 13)
        • Chapter 11 Small Business Reorganization (SBRA)
          (since you may be over the debt limited for a SBRA)
  • Business Entities (including Sole Proprietors, LLC’s and Corporations)

Why Chapter 11?

Desire to continue to operate your business and have high debts
(if you have low debts – you may be eligible for SBRA – Small Business Subchapter Chapter 11) 

To determine if you and/or your business could benefit from Chapter 11:

Call me: Ralph A. Ferro, Jr., Esq. – Cell phone (201)-446-5904 & schedule a free consultation.

I will personally meet with you and provide recommendations for your financial success and which path is right for you.