NJ Bankruptcy Law Firms

66 East Main Street, 3rd Floor
Little Falls, NJ 07424
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Chapter 13 Bankruptcy Done Incorrectly

New Jersey Bankruptcy Lawyer!

With 30+ Years of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"
"Experience = Results"
About Ralph A. Ferro Bankruptcy Lawyer

Chapter 13 Bankruptcy Done Incorrectly

Filing Bankruptcy Petition for Dead Person

Written and Verified by Ralph A. Ferro, Jr., Esq.

  • He files another Chapter 13 Petition for the same dead woman 2 years later.

  • States that he was asked by the woman’s daughter to file.

  • Lawyer filed the skeleton petition on the eve of foreclosure of the house included in the  estate.

  • As a defense to filing the bankruptcy, the lawyer told the Court that he was unaware that he could not file bankruptcy for a probate estate.

  • Both bankruptcy cases were eventually withdrawn by the lawyer.   

  • The Trustee educated the lawyer that dead people cannot file for bankruptcy.

  • In addition, the Bankruptcy Court Judge issued significant sanctions against the Lawyer.

  • Below are the facts of the Bankruptcy Court Ruling and Lawyer’s Appeal:

    • Lawyer made false statements
    • There are no excuses for alleging ignorance about rules on filing for a dead person
    • The lawyer did not conduct a reasonable investigation into the debtor’s eligibility
    • The lawyer appealed the Judge’s ruling and sanctions
    • Nice try by the lawyer in his efforts to appeal the sanctions; but no one believed him…..

    Shame on the lawyer!!!!! for filing this Chapter 13 Case

    Keep in Mind that Bankruptcy is a Specialized Field of Law.  A lawyer should not represent clients in a field he has little or no expertise.

    As a Board Certified Bankruptcy Lawyer, this mistake in filing would never happen.  Ralph A. Ferro, Jr., Esq. Bankruptcy Lawyer

    I am here to provide expert bankruptcy consultations, call me today.