As a  NJ Bankruptcy lawyer, I know filing Chapter 13 Bankruptcy helps my clients.    This Chapter 13 bankruptcy song may help you consider filing Chapter 13 bankruptcy.

This Chapter 13 Bankruptcy song is so appropriate for this time of year.  I am sharing this clever Chapter 13 Bankruptcy adaption of a favorite holiday song.   Hope this moves you to consider Chapter 13 bankruptcy.   Save your house, car and other assets.

https://considerchapter13.org/ published  this terrific song to build a happy thought about Chapter 13 bankruptcy.

(To be sung to the tune of Julie Andrews’ version of “These Are a Few of My Favorite Things” from The Sound of Music)

Raindrops on roses, and whiskers on kittens,
Bright copper kettles and warm woolen mittens–
Hey, wait a minute, that’s not what I mean;
It’s time that we focus on Chapter Thirteen.

We’ve been Trustees for so long that it’s hard to
Not take for granted the ways it can help you.
Let’s take a moment to praise what it brings,
Recounting our Chapter 13’s favorite things:

Stopping foreclosures, and saving the home’s fate;
A plan to pay mortgage arrears that are quite late.
Buying some time for the taxes to pay,
No interest or penalties blocking the way.

Stopping the phone calls that cause you to lose sleep,
Only one payment a month must you now keep.
Cramming down cars to a value that’s fair,
Interest at Till rate is easier to bear.

Thank the Code for,
That big mo-ment,
On the fil-ing day;
Those two words so clear,
And so lovely to hear:
Your own Auto-ma….tic Stay!

Paying the unsecureds fair distribution;
Based on an income and asset solution.
Offering a venue to litigate fairly
Those disputed debts you can pay only barely.

Catching up child support: get back your license;
Adding in new debts: it sometimes make high sense.
Buying some time for the loan mod to seal;
Now you can stay in your house: what a deal!

Protecting co-signers, your friends and relations,
From their getting sued as reward for their patience.
Modify plans when you’re going through changes,
When job loss or sickness your life rearranges.

It’s not perfect,
Sure, we know that;
But it has… its perks;
If you do enough,
It will help save your stuff;
Try filing Chapter 13 Bankruptcy…. it…works!

 I am here to help you with you with a free consultation so we can see if filing Bankruptcy is right for you.   Call me today……  https://njbankruptcylawfirms.com/

One of my favorite things – is the success of my Bankruptcy clients.   Your success is important to me.