NJ Bankruptcy Law Firms

66 East Main Street, 3rd Floor
Little Falls, NJ 07424
NJ Bankruptcy Law Office Logo (Transparent) dictating Ralph A. Ferro Jr., Esq's Law Practice

Are You Drowning in Debt? Bankruptcy Can Be a Lifeline

New Jersey Bankruptcy Lawyer!

With 30+ Years of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"
"Experience = Results"
About Ralph A. Ferro Bankruptcy Lawyer

Are You Drowning in Debt? Bankruptcy Can Be a Lifeline

Debtor Rights Protection Attorney

Written and Verified by Ralph A. Ferro, Jr., Esq.

“I am drowning in Debt” –

As a bankruptcy lawyer, I hear this frequently from my clients.

Bankruptcy can be a lifeline for you.

  • Do you have monthly debts that you just cannot keep up with?  Are your debts drowning you?
  •  If your monthly debt payments exceed your income or leave you with little disposable income, you need a fresh start.

Filing Bankruptcy Can Help You

Bankruptcy can be a lifeline for you.     Let’s look at this analogy:

Recently I heard on the news that a person swimming at an ocean resort beach had difficulty swimming.  The swimmer began to go under the water.

  • Normally the lifeguards jump off their benches with a life raft and swim out to the person in distress.
  • Now the lifeguards use a drone to send out to the person which drops an inflatable tube/life preserver.
  • This life preserver inflates when it hits the water.
  • One lifeguard navigates the drone to the area where the person is in distress.
  • The lifeguards still can swim out to the person
  • In the meantime, the person(s) in distress have an immediate lifeline to get a start back to the beach without going under.

Drowning in Debt? – 

I am offering you a lifeline.

Sometimes we all need a lifeline with our financial affairs.   Financially –  maybe you are just treading water or beginning to sink.   You may even feel as though you are drowning in Debt.  Bankruptcy will prevent you from drowning while preserving your home.    You should do something to stop your debt from making you feel as though you are drowning.

I can meet with you, evaluate your situation and recommend if bankruptcy is right for you.   Do not let debt make you feel like you are drowning.

Bankruptcy can be a lifeline for you.   

I provide a free bankruptcy consultation.   Contact Me