Bankruptcy Help Wage Garnishments

Bankruptcy Help with Wage Garnishments Cover Photo of Picketting

Bankruptcy Help with Wage Garnishments:   If you have wage garnishments,  I can help to stop wage garnishments by filing bankruptcy.

When wages are garnished 90 days prior or on the 90th day of your bankruptcy filing date, these funds may be due back to the Debtor.   However, the key is the actual date of the transfer.    One court held that the date of the Writ of Garnishment is the key date.    A judgment creditor obtains a prior right which cannot be defeated except by failing to obtain his/her judgment.

The date is not the date that the transfer of the debtor moneys took place but the date the Writ of Garnishment was issued.

In this case, the Writ of Garnishment was 91 day before the debtor’s bankruptcy filing.   Because the petition was filed one day too late, the debtor lost an opportunity to recoup over $6,000 in garnished wages.

Timing of filing of your Bankruptcy Petition has serious implications.   It is for this and many reasons. you need to obtain a consultation with a bankruptcy lawyer that specializes in Consumer Bankruptcy Law.

As I have mentioned before, be sure when you are seeking to hire an attorney for bankruptcy, look for Board Certification.   I am Board Certified in Consumer Bankruptcy Law by the American Board of Certification.



  • Call for a free consult with me.   
  • Do not wait. 
  • Timing of your call and the filing of your bankruptcy is important.   
  • Get my bankruptcy help. 
  • I can Stop your Wage Garnishments immediately. 

                                  Bankruptcy Protection is available.

Call me Now:    Ralph A. Ferro, Jr., Esq. (201) 446-5904