NJ Bankruptcy Law Firms

66 East Main Street, 3rd Floor
Little Falls, NJ 07424
NJ Bankruptcy Law Office Logo (Transparent) dictating Ralph A. Ferro Jr., Esq's Law Practice

Get Bankruptcy Help – BK is not a Failure

New Jersey Bankruptcy Lawyer!

With 30+ Years of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"
"Experience = Results"
About Ralph A. Ferro Bankruptcy Lawyer

Get Bankruptcy Help – BK is not a Failure

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Written and Verified by Ralph A. Ferro, Jr., Esq.

BK is not a Failure – Get Bankruptcy Help.

When you decide to Get Bankruptcy Help, the stigma of filing bankruptcy in the past is just not the same today.   BK Help is a positive.

In the Past,

  • Individuals with good credit could assume they qualify financially to obtain a mortgage or refinance.
  • Regular monthly payments and expenditure expenses are met
  • Sufficient moneys exist to pay for items without the use of credit cards

Today,

  • Difficulties in increasing limits on a credit card.
  • Increased costs and pricing for necessities are eroding our savings and disposable income.
  • Individuals/families cannot find a way to pay their regular monthly mortgage payments and essentials.
  • Health care deductibles and monthly payments are high
  • Gas pricing is up
  • Childcare costs are rising

What Happens?

  • Individuals/families try to use their credit cards to pay “normal” expenses.
  • The situation spirals until it is out of control.
  • Hardworking families are devastated by their situation.

Unfortunately, with the embarrassment that individuals feel, they wait too long to come to a bankruptcy lawyer. There is no embarrassment or shame when you get bankruptcy help.   Instead, it is a way to face current financial situations, make a fresh start, take a positive step, and address money problems.

Getting bankruptcy help is a positive move to chart a new path and protect your future.

When people realize that things are just not getting better, that creditor calls are increasing, credit lines are maxed out, and their homes could be in foreclosure, they should seek advice from an experienced bankruptcy attorney.

In summary:   When you get bankruptcy help:

  • No one should be embarrassed to file bankruptcy
  • Decide now to determine if bankruptcy is right for you,
  • Please set up an appointment with me; I specialize in bankruptcy filings.
  • Bankruptcy should be viewed as a fresh start for the future rather than a sign of failure.
  • Sometimes, not filing for bankruptcy protection is the failure

Get BK Help Now!

I offer a free bankruptcy consultation.  A face-to-face meeting is available.   I provide expert legal bankruptcy advice to determine how bankruptcy in NJ benefits your financial situation.

Call Me Today:  Whether you are located in:

Bergen County,   Essex County,    Hudson County,   Morris County,    Passaic County Sussex County,   Union County   – I can help you.