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How to Stop Foreclosure in NJ Know Your Options

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Stop Foreclosure in NJ

Foreclosure can be upsetting and scary.  You receive a complaint that your lender is seeking Court action to foreclose on your home.   You need to know that you have an option to Stop Foreclosure that enables you to keep your home.   That option is Chapter 13 Bankruptcy  https://njbankruptcylawfirms.com/nj-holds-lead-in-foreclosures/

Chapter 13 allows you to organize your debt and reorganize your finances, so that you can pay off your debts including your mortgage arrearages over time.   I can meet with you and discuss the entire process of filing Chapter 13 Bankruptcy and a plan to get back on track.

Stopping a foreclosure allows an individual/family to keep their home.   Clients call me in a panic thinking that it is the end of their world and want to stop a foreclosure.   It is not.   This is a stressful time and I have compassion for all my clients.   Each situation in unique to each client.   I take the time to learn more about them and allow my clients to rely on me that I am here for them.

I can stop your foreclosure https://njcourts.gov/courts/superior/foreclosure.html?lang=eng  immediately even if the Sheriff’s sale is the same day.

I will meet with you personally and determine if Chapter 13 is an option for you.   If Chapter 13 will benefit you, I can file your case the same day and Stop the Foreclosure.  You are never passed on to another associate.  I meet with you, file your case, and work with you through the entire process.   You hire me – I represent you.

Have you?

  • had periods of underemployment or unemployment.
  • missed a mortgage payment or you just got behind.
  • been denied a loan modification and the bank took long to answer.
  • just received a foreclosure notification.

Utilize bankruptcy to stop the foreclosure to give you time to pay back the past due mortgage payments and keep your home.

Do not let the bank or sheriff decide whether you stay in your home or walk-away from your home.

You can dictate the payment terms and not the bank and STOP YOUR FORECLOSURE.

Call me now for a free consultation:   Ralph A. Ferro, Jr., Esq. (201) 446-5904
I am here to help you…..