NJ bankruptcy filings are down 49% – October 2020 YTD versus October 2019 YTD.
Bankruptcy filings on the decline – even with COVID?
Are people just waiting until all the Stimulus Packages are Ended?
That might not be a good idea since you may qualify for Chapter 7 now but may not when you return to work.
Remember: Stimulus $ do not count toward income eligibility.