66 East Main Street, 3rd Floor
Little Falls, NJ 07424 (201)446-5904

Call Anytime [24/7]: (201)446-5904 to Speak with:
Ralph A. Ferro, Jr., Esq.

Chapter 11

  1. Home
  2.  » 
  3. Practice Areas
  4.  » 
  5. Bankruptcy
  6.  » Chapter 11

Ralph A. Ferro, Jr., Esq.

Board Certified in Consumer Bankruptcy Law

26 Years Proven results in NJ Bankruptcy Law

Free Consultation Call (201) 446-5904 (24/7)

          "I have never Lost a Chapter 7 Bankruptcy Case" *

          "I personally meet with you and represent you!"

          "Experience = Results"


Filing Chapter 11 Bankruptcy



  • Individuals
  • Corporations/Business Entities (e.g. sole Proprietor/Partnership/LLC’s))

Chapter 11 Bankruptcy is a reorganization of debt.

Individuals who have debt which exceeds the $ limits for a Chapter 13 must file a Chapter 11.   This allows  the Debtor to spread their debts over a period of time without losing their assets.

For Business Entities, Chapter 11 is an excellent opportunity to:

  1. seek out new financing
  2. streamline their financial picture
  3. keep their business running
  4. obtain bankruptcy protection
  5. still earn money while keeping their customers and avoid any business interruptions

For Both Individuals and Business Entities:

Effective February 19, 2020, a new Subchapter V of Chapter 11 Bankruptcy went into effect.  This new chapter is part of the Small Business Reorganization Act (SBRA).  The SBRA:

  1. Opens the door for both small business and individuals who were previously not able to file bankruptcy due to debt limitations and/or the high costs of filing for Chapter 11.
  2. Provides a significantly less expensive bankruptcy option with a streamlined legal process and timeline.

To see if you and/or your small business could benefit from Chapter 11, call me (Ralph A. Ferro, Jr., Esq. – Cell phone:   201-446-5904) to schedule a free consultation.

I will personally meet with you and provide you with recommendations for your financial success.



Press Releases



Call/Text Direct 24/7
Fill Out Form Below:

Ralph A. Ferro, Jr., Esq.
Can Help You!

  • * Required Fields

    Your personal information will only be used by Ralph A. Ferro, Jr. Esq. You may opt out at any time. Your information will never be sold or provided to another third-party.

    Please do not fill out this form to solicit business from me.

  • This field is for validation purposes and should be left unchanged.

66 East Main Street, 3rd Floor
Little Falls, NJ 07424
Direct: 201-446-5904
Fax: 973-689-9558
Email: ralphferrojr@msn.com

Featured Articles