When I file your Chapter 7 Petition, I am with you from the start of the case until the end of the case.
You have bankruptcy protection – no creditors may contact you.
When your Bankruptcy is completed, my clients have debts erased/discharged
After only 3 months, you start over with a clean slate and a fresh start.
I meet with you personally and review your situation in-depth to determine:
for your future success.
Call me now for a Free Bankruptcy Consultation:
Ralph A. Ferro Jr., Esq. – (201) 446-5904 for Chapter 7 Bankruptcy Help.
Exempt Assets: You keep the following & still file Chapter 7:
Up to $25,150 per spouse of equity in your home;
Up to $4,000 equity in a car;
Up to $13,400 of household goods;
All of your retirement accounts.
Non-Dischargeable Debts: You cannot discharge these Debts by filing Bankruptcy: