66 East Main Street, 3rd Floor
Little Falls, NJ 07424
NJ Bankruptcy Law Office

Ralph A. Ferro Jr., Esq. Bankruptcy Lawyer

Board Certified in Consumer Bankruptcy

New Jersey Bankruptcy Lawyer!

With 28 Years Of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"*
"Experience = Results"
NJ Bankrupcty Law Firm
NJ Bankruptcy Law Firm

Ralph A. Ferro, Jr., Esq. Bankruptcy Lawyer

Board Certified in Consumer Bankruptcy Law

Ralph A. Ferro, Jr., Esq., is a New Jersey Bankruptcy lawyer specializing in New Jersey Bankruptcy Law for both consumers (Chapter 7, 11, and 13) and businesses (Chapters 7 & 11) .

Ralph Ferro is Board Certified in Consumer Bankruptcy Law by the American Board of Certification.  Only one other bankruptcy lawyer is Board Certified in Consumer Bankruptcy Law in Northern New Jersey.

Ralph A. Ferro, Jr. started practicing law as a member of the Law Offices of Ralph A. Ferro, Jr. in 1993.

Since Mr. Ferro specializes in New Jersey Bankruptcy Law, debtor-creditor rights and New Jersey bankruptcy litigation, he is able to effectively represent consumers and businesses that are in need of bankruptcy protection.  Ralph understands the emotional issues related to bankruptcies for his clients and he handles all cases personally.  You are never passed on to an associate.

Mr. Ferro, an experienced New Jersey Bankruptcy lawyer, treats every case as his most important and will never leave his client wondering as to the status of the case.  Mr. Ferro prides himself on his ability to be reached by clients 24 hours a day and returns all of his phone calls.  Ralph Ferro always makes time to speak with clients regarding their bankruptcy concerns.

If you need bankruptcy help, Call Mr. Ferro Now:  (201) 446-5904 & speak with him personally.

Chapter 7 Bankruptcy

STOP:

  • Wage Garnishments
  • Bank Account Levies
  • Lawsuits
  • Harassing Phone Calls
  • Creditor Letters

Keep Exempt Property
Get Rid of Debts
Pay Zero Back to Creditors

Chapter 11 Bankruptcy

 

  • Reorganize Debts
  • Stay Operational
  • Reject Unfavorable Executory Contracts and/or Leases
  • Strip Off/Down liens
  • Shed Debt & become more Profitable 

Get Rid of Debts 
Keep Business Running
Keep Your Assets

Chapter 11 Subchapter V

 

  • Reorganize Debts
  • Stay Operational
  • Reject Unfavorable Executory Contracts and/or Leases
  • Strip Off/Down liens
  • Shed Debt & become more Profitable 

Streamlined & Less Expensive than traditional Chapter 11.

Get Rid of Debts
Keep Your Business Running
Keep Your Assets

Chapter 13 Bankruptcy

 

  • Reorganize past-due Mortgage & Car payments
  • Save your House & Car
  • Establish an Affordable Repayment Plan for your Debts

STOPS all that a Chapter 7 Bankruptcy Does

Payback ONLY what YOU can afford
YOU set your repayment terms – NOT your creditors

NJ Bankruptcy Law Office