2024 Client Reviews
2023
2022
2021
2020
2019
2018
2017
2016
2015
2024 Client Reviews
I’m so happy I found Mr. Ferro to help me through my bankruptcy. He goes over everything that is going happen and is very clear on answering any of your questions. I highly recommend him to anyone in need of his services. Thank you Mr Ferro! D.H., Morris County, 4/11/2024
Mr. Ralph is the most knowledgeable and straightforward attorney I ever met. He is very friendly, professional and you shouldn’t look any further, he is the BEST. His office is impeccable. M.D-S-V, Essex County, 3/29/2024
Professional, easy to contact at anytime and excellent communication step-by-step let you know where you stand…., Highly recommended. M.C., Sussex County, 3/15/2024
I recently worked with Ralph Ferro Jr. on a bankruptcy filing, and I couldn’t be happier with the experience. From the beginning, the process was painless and easy. Ralph’s communication was clear, and once I provided him with the necessary information, he took care of the whole process from beginning to end without any hassle. I highly recommend Ralph Ferro Jr. for anyone in need of bankruptcy assistance. C.O., Morris County, 2/13/2024
Never hesitate to ask for help from Ralph! He is the Best!
He cares. He never talks down to clients whether you hire him or not
He is the Best.
R.U., Morris County, 1/15/2024
Got my discharge order after filing Bankruptcy Chapter 7 with Mr. Ralph A. Ferro – just in 4 months,
I highly recommend him.
S.A., Passaic County, 1/26/2024
From the moment I met with Mr. Ferro he was nothing short of excellent. We went over all the information in detail and he told me we could proceed with the bankruptcy. He was very positive in such a horrible time in my life. I want to thank him for everything. I am looking forward to a clean/fresh start. M.M., Passaic County, 1/28/2024
Ralph A. Ferro Jr. Was extremely professional and helpful through a very sensitive process. He was available for any question and was always quick to respond. I felt confident through the whole process with his help and assistance. I would highly recommend him and his services. P.L, Sussex County, 2/1/2024
2023
- I had a wonderful experience with Mr. Ferro. Highly recommend! D. L., Essex County, 12/31/2023
- The most professional and experienced Bankruptcy Attorney in the area, Mr. Ferro Handled my case extremely carefully and Diligently. G.T., Essex County, 11/25/202
- I was at my worst financially and Ralph helped me with no hesitation. I was given a second chance and I will forever be grateful. He was professional, knowledgeable, and was available at all times. I highly recommend him ! Thank you M.C., Bergen County, 11/19/2023
Very professional and well organized. The process was explained perfectly and went very smoothly. I would recommend Ralph to anyone looking for a bankruptcy lawyer. Thanks for everything Ralph! L.C., Ocean County, 11/18/2023
Excellent Attorney – I Highly Recommend Mr. Ferro. E.K., Middlesex County, 11/9/2023
Very professional, always punctual, easily accessible, answered all questions during the entire process, and most importantly got the job done. 100% satisfied. D.S., Bergen County, 10/26/2023
I Was Seeking Nervously in Internet A Bankruptcy Lawyer in New Jersey , I Came Across Many Complements Posted About Bankruptcy Lawyer Ralph A. Ferro Jr. By People Who Had Declared Bankruptcy With Ralph A. Ferro Jr. So I Made an Appointment With Ralph, It Was the Best Decision I Had Made. Ralph Answered All My Concerns About Chapter 7 Bankruptcy And Beyond. I Discovered Ralph A. Ferro Jr. Is One Of 7 Bankruptcy Attorneys On Board Of NJ Bankruptcy Law – Ralph is Certified Himself and Has the Best Reputation. The Process Took 90 Days From Start To Discharge – It Was Flawless .
If Anyone is Seeking A Bankruptcy Lawyer For Chapter 7 – 13 Other Bankruptcies; Personal Business , Ralph A. Ferro Jr. Is Absolutely The Best There is! P.A., Bergen County, 9/15/2023My experience with Mr. Ferro was excellent. He was knowledgeable, helpful, and professional. What I thought would be a tedious process – he made extremely easy for my wife & I. Any questions I had were answered quickly. He guided us through every step and was always quick to give us updates or send us available documents. I highly recommend his for anyone who needs assistance. Because of Mr. Ferro my family now has a new start and can achieve things we could not only a few years ago. Working with him was absolutely a positive experience. I cannot thank him enough. K&K, Passaic County, 08/11/2023
- Made the process easy and stress free. He answered all of my questions and laid out the steps clearly. Would definitely recommend. K.N, Passaic County, 07/10/2023.
I had the pleasure of working with Ralph Ferro Jr who provided unparalleled assistance throughout the process of filing for Chapter 7 bankruptcy. From the moment we reached out for help, his expertise and professionalism shone through, making a difficult situation much more manageable for both my wife and me. First and foremost, Ralphs commitment to guiding us through every step of the bankruptcy filing process was truly commendable. He patiently explained the intricacies involved, ensuring that we fully understood our rights, obligations, and available options. This level of clarity and transparency alleviated our concerns and allowed us to make informed decisions confidently.Furthermore, our lawyer’s responsiveness and accessibility were outstanding. Whenever we had questions or concerns, he promptly addressed them, providing reassurance and guidance. His timely communication and willingness to provide updates and progress reports kept us informed and involved.
In conclusion, I wholeheartedly recommend Ralph to anyone seeking legal assistance in filing for Chapter 7 bankruptcy. His exceptional expertise, professionalism, and dedication were instrumental in navigating the complexities of the bankruptcy process. Thanks to his guidance, what initially seemed like an overwhelming and daunting task became a manageable journey. We are immensely grateful for his support and the positive impact he had on our lives during this challenging time. A.N., Bergen County, 6/30/2023
- Mr. Ferro is a man of few words. If you can handle that, then he is the attorney you will want representing you on your bk case. He will give you clear instructions, no sugar coating, just facts. Because of his many years of experience, he will be able to tell you if he can take your case; if he can’t, he won’t. He is not looking to take your money on a case that will not be successfully executed. I asked a lot of questions at different times of the day or night, from early Sunday to late Saturday, and I got a response every time via email and/or text. Thank you Mr. Ferro! C.M., Passaic County, 6/8/2023
- For the first time in my 73 years of life, I found myself in need of an attorney to represent me and provide counseling with regard to my mounting financial obligations. An online search led me to Mr. Ralph Ferro Jr. of Little Falls NJ who is listed as a Board Certified Bankruptcy Attorney with 30 years of experience representing both consumer and business clients with a high rate of success. I completed his online request form for an initial consultation. After reviewing my inquiry, Ralph contacted me by phone to schedule a comprehensive review of my case and to explain the options available to me. We met in his office and I realized immediately that I had made the right choice. Mr. Ferro is very understanding, easy to communicate with, and extremely knowledgeable regarding New Jersey Bankruptcy Law. He proceeded to extract from me every detail of my overall financial situation and I was impressed with his compassion and ability to discuss these difficult issues with me without being judgmental. The meeting ended with an agreed upon goal and a clear explanation of how we were going to prepare to meet that goal. Ralph is always available for any questions or concerns and returns calls and emails promptly. He was truly dedicated to our success at meeting the agreed upon goal and he was by my side throughout the process. I highly recommend Mr. Ralph Ferro Jr. Esq to anyone who is faced with financial difficulty and needs professional counseling from a seasoned expert. Thank you, Mr. Ferro, for guiding me through this difficult and stressful process while still maintaining a comfortable working relationship. I am so very grateful to you for all you have done for me….my life is so much happier now. G.M., Essex County, 5/25/2023
- Ralph Ferro is the Best lawyer you can find. You get what you pay for. Very precise and quick. Great at what he does and he handled my case firmly quickly and I couldn’t have asked for anymore. Very happy with outcome! P.P., Hudson County, 5/24/2023
- Mr. Ferro is amazing, professional and extremely efficient. I went into this process worried and stressed and Ralph made it simple and easy for me. I appreciate his services and am thankful that he was readily available, answered all my questions and eased all my concerns. I am now debt free and I highly recommend him to anyone facing financial issues. You will not regret. Thank you again Mr. Ferro! J.M., Passaic County, 5/19/2023
- My experience with Ralph throughout my bankruptcy was excellent. Ralph sure knows what he is doing. I could call him anytime or email and he responds right away! I truly recommend his service, he won’t let you down just like he didn’t let me down. My case was discharged thanks to him. J.S., Bergen County, 5/12/2023
- Very professional and dedicated from start to end…..Highly recommend for your bankruptcy journey. E.T., Passaic County, 5/12/2023
- Ralph, What can I say about this wonderful man!!! He is truly genuine, professional, knowledgeable, and very experienced!! Mr. Ferro walked me through each step and answered all my questions thoroughly. 2 months after my 341 meeting my case was dissolved! He told me from the start “I’ve never lost a case” and I can see why. Please do not hesitate to retrieve his services, you will not be disappointed!! Thank you again Ralph!!!! T.T., Bergen County, 5/5/20233
- Mr. Ferro, Thank you and u have made my home a blessing again. O.P., Passaic County, 3/9/2023
- Ralph A. Ferro was extremely professional, efficient and very friendly. I would recommend him to anyone that’s experiencing financial issues of any sort! Thank you Ralph for letting me take the next step in my life which is getting debt free and I have to say I made the right choice having Ralph represent me. Thank you.. D.L., Hudson County, 1/17/2023
- Ralph, As you know, my case has been finalized today. I would like to sincerely thank you and your colleagues for all your help in this matter. All your communications and follow-ups were precise, on time, efficient and always reinforced my confidence that my case is handled by the best bankruptcy lawyer. M.M., Passaic County, 1/16/23
- Mr. Ferro, I can’t express how grateful I am for your Help! I appreciate everything you did for me. You have been professional, punctual, detailed with your work. You always were available to me when I had questions and concerns! This is a lesson learned and I became better with money for this experience. I highly recommend your work and expertise!! It’s been a pleasure and again, thank you for everything!! R.Q., Passaic County, 1/9/23
- Thanks Ralph, we appreciated your professional help in this matter. By claiming bankruptcy we can now get on with our lives. Thanks again. I have completed 33 radiation treatments for my throat cancer. The total bill was $98K. All I am responsible for is a copy of $1,020. Thank God for good health insurance. Everything health wise is going well and my doctors are sure I will make a 100% recovery. N&M, Essex County, 1/6/23
2022
Since I was dealing with an unfortunate event in my life, I couldn’t have asked for a better and efficient attorney. Mr. Ferro was professional and supportive, while being knowledgeable and guiding me through each step of the process. Everything was always explained well and the responses to any of my questions were answered very quickly with making me feel relieved. I would highly recommend him to anyone. Thank you so much for your constant hard work and relieving me from this devastating challenge in life. For anyone thinking of hiring, remember it is beyond important to have someone who truly cares and is willing to work with you step by step and this is what Ralph A. Ferro, Jr., does. THANK YOU
Mr. Ferro is thorough and knowledgeable of the entire process. His support throughout was comfort during this challenging time. He was always available and fights for you at every turn. Do not hesitate to call him, there is no other choice.
Unbelievable efficient and non stressful process. It was a pleasure to work with Ralph who filed my bankruptcy without a hitch. Highly recommend.
We would like to thank you so much for all that you have done to help us in this process. You were a great lawyer and we appreciate it!
Best Lawyer for bankruptcy. Got the job done quick and through. Made my experience great and it was very easy process. He helps you step by step and explains very well what to do and need to do.
We found Ralph Ferro, Esq. to to be, quite simply, outstanding! He is. Top notch attorney at the top of his game! His breadth of knowledge and attention to detail reflect his professionalism. His assistance throughout a difficult journey definitely made the trip more bearable. We consider him to be the best in the business! Kathy and Bob
As I enter the last year of my bankruptcy, I just want to say thank you again for your service and help in alleviating a huge debt, and at the same time allowing me to keep my house. Many thanks to you, Ralph.
Mr. Ferro is very knowledgeable and professional. He handled my case quickly and efficiently. He answered every question I had even if it sounded irrelevant to the case. I highly recommend Mr. Ferro to anyone looking to be debt free fast.
Don’t hesitate to contact Ralph Ferro. He is a truly professional and will stay with you from start to end. I had an issue before with a different attorney but Mr Ferro help me with everything since the first time we talked. I am more than sure that he will do everything he can to help you. Also, he is really fast to respond doesn’t matter if by email, text or call. I am really thankful with him, and more than impressed by his services.
We want to thank you from the bottom of our hearts for all you have done for us and continue to do for us. You’ve always been there when we needed you and you’ve helped us tremendously throughout the years. Thank you for being so kind and attentive, especially at this time when we are at our lowest. We appreciate all of your hard work and cannot thank you enough. Sincerely,
Thank you Mr. Ferro, I now have a fresh new start in my life because of your amazing services!
I highly recommend Mr. Ferro if you are seeking first-class representation. He was extremely helpful in answering any and all questions related to my case. When you don’t know the intricacies of bankruptcy, it makes a tremendous difference to have someone who is as knowledgeable as him. He knows his field best and will make sure you understand the process and timeframe. In addition, he was always easy to contact and keeps his clients updated through every step. I can’t say enough good things about Mr. Ferro and his assistance.
Atty Ralph Ferro got it done for us in just about 100 days. Thank you.
I highly recommend Ralph A. Ferro for representation. Ralph was always easily available by phone or email to answer any questions at any time of day. He was kind, understanding, professional, and beyond knowledgeable. Even after the case was all handled he still provided some assistance. Best decision I have ever made was letting Ralph handle my case. He truthfully made the whole process pain free.
Mr. Ferro handled our case quickly and diligently. He answered every question we had and made us feel comfortable knowing we were in good hands. He was always easy to reach. Ralph is a knowledgeable true professional in his field. Thank you for your assistance
Mr. Ferro is my hero! My financial issues were overwhelming and adversely affecting even my health. Within minutes of responding to Mr. Ferro’s online posting, I received a phone call from Mr. Ferro. After discussing my situation and my legal options, my feeling of relief was enormous. I was guided though every step of the bankruptcy process. Mr. Ferro was personally available on literally any day or time to answer my questions. I wish that I would have made that phone call to Mr. Ferro sooner and would urge anyone in distress over meeting their financial obligations to pick up the phone and call him.
I highly recommend Ralph A. Ferro for bankruptcy representation. He is extremely knowledgeable and provides excellent services. He was always accessible to answer any of my questions by phone or email. He made the whole process so easy. Thank you, Mr. Ferro!
2021
Having a good lawyer, the one who is best prepared for your case, will win the day. Mr. Ralph Ferro is that lawyer. On day one, he let me know what to expect. Always available to respond to my questions either by phone or email. He follows through and gives updates.
Mr. Ferro was amazing! He answered all our questions and was available whenever we reached out. He did what he said he would do and made sure we understood. Thank you Mr. Ferro!
Ralph A. Ferro is very professional, knows the knowledge, communicates and works close with his clients. Thank you much for your excellent service.
My experience was excellent, professional, and fast. He’s responsive and keeps in touch with any updates. Thank you!
Mr. Ferro was a great deal of help to my case and made the process easy. I would recommend him to anyone seeking assistance with bankruptcy as he is very professional and to the point.
Mr. Ferro helped me with exactly what I needed. He delivered exactly what we discussed and never over promised. Thank Mr. Ferro for all your help!
2020
Ralph, After doing so much research I knew I had found the right attorney for my case, so Thankful for making this process painless. I will advise anyone to you in need of your services. Thanks again!!!
Hello Ralph, Thank you very much for all your advice and support this past 2019. I will refer your office contact information to individuals in need of A+ service.
Sincerely,
When dealing with an unfortunate event in our life we couldn’t have asked for better support and honesty. Mr. Ferro was professional and supportive, very knowledgeable and walks us through each step of the process. Things were always well explained and the responses to any questions were very prompt. We would highly recommend him to anyone. Thank you so much for your hard work . It’s important to have someone who truly cares and is compassionate when going through something like this.
Thank you Ralph, Appreciate all you have done with my case. You’re an excellent attorney and I will refer you to anybody in need. Thanks.
Thank you Ralph, From the first time I shook hands with Mr. Ferro, Jr. when we met in his office, until now I have had nothing less than an outstanding experience. The quality of work in the field Mr. Ferro is in cannot be prejudged. Nor can that quality be guaranteed by someone’s referral. (Its all relative, person to person, case to case.) It can only be rated after the fact. I’m one of those ‘if you want it done right you have to do it yourself’ kind of guys who has to be in control at all times. It was refreshing to realize that wouldn’t be the case here. Mr. Ferro took control right out of the gate and took what would have been a stressful situation and turned it around. He was on top of everything, and at any given moment he displayed knowledge, decisiveness, and (I found this hard to believe) created a calm atmosphere that I found to bring a sense of confidence and a state of relaxation. I just sat back and let him do what it is he does! He even took into consideration my medical issues when the hearing date arrived. Thank you Mr. Ferro Jr. for your expertise and professionalism!
Bankruptcy is a difficult time for anyone to go through. My wife and I were in debt and and staying up nights stressed out. We had never been in this situation before, owing a lot of money and considering bankruptcy. We wanted to make sure we chose the right attorney for us, so we interviewed several bankruptcy attorneys. Mr. Ferro was the most knowledgeable and professional, so we chose him. Mr. Ferro made this process very easy for us, all we had to do was give him the paperwork he needed. That was it. We wanted someone who would go the extra mile for us, and he delivered. Our chapter 13 settlement was affordable and went through the courts smoothly saving us a lot of money. We are very happy with the end results and are now able to sleep at night again and get on with our lives. Thank you, Mr. Ferro.
Mr. Ferro, I can’t thank you enough for your honesty, support and dedication to my case. You made me feel confident from start to finish. Thank you again! You are amazing!
Quick service, professional and responsive around the clock, made the bankruptcy process painless. I highly recommend Ralph Ferro, Jr. Thank you
Mr. Ralph A. Ferro, Jr. is so professional and he answers all of calls, texts, messages, emails and/or questions. He is very prompt and completes all of his work in a timely fashion. My experience was awesome. I would recommend him to anyone. Thank you so much for everything.
I was referred to Mr. Ferro by my wife’s coworker whom he helped also. Upon meeting him my first impression was that he was very professional and also thoroughly explained the entire process. He always took the time to return phone calls and/or emails whenever I needed assistance. I definitely recommend Mr. Ferro, Jr.
2019
Thank you so much, Ralph. You were with us all the way!!! It was very well appreciated.
Ralph, It was a pleasure to work with you. At one point I was stuck in a dark tunnel, and you helped me out of it. I cannot thank you enough for that. If someone I know is in a similar situation, I will be sure to refer them to you. Have a terrific day and a great weekend.
Thank you Ralph for your attention to detail. My discharge is final and I appreciate all your help! I will certainly forward your contact information to anyone that requires your services. Regards,
Ralph, Thank you for all your help. My bankruptcy could not have gone smoother. I greatly appreciate it.
Ralph, Thank you for helping me out of a bad situation. You treated me with concern and respect. It was my pleasure to have you representing me. Take care. RU, Morris County, 10/22/19
Ralph, Thank you for working out the agreement with our bank. I can’t thank you enough for working this out. Thanks, again.
2018
Thank you very much for everything and your excellent service. I’ll pass on the word to anyone that might need your service.
Thank you so much Ralph for everything you have done for us in helping us to obtain a fresh start.
Ralph, I wanted to sincerely thank you for your help in preparing everything for my bankruptcy filing. You were professional, knowledgeable, and punctual and I felt completely at ease during the hearing. It is a huge weight off my shoulders to see the case get approved, and I am eager to get my financial well being back in order. Thank you again for your legal services and happy holidays.
2017
Thank you for having done an an excellent job with our bankruptcy case. You cared about our future success and I was always able to reach you like you promised.
Ralph, I was very satisfied with your legal services; you were very organized and efficient throughout the process. I found the Financial Counseling Course helpful about managing my future finances.
Thank you! You’re the best. Happiest of holidays, Mr. Ferro. You should feel very good knowing that you do good every day in this world by helping people like me.
2016
Ralph, Thank you. You handled my case flawlessly and professionally. I am very satisfied with the results you achieved for me. You really cared about my future.
Ralph, Thank you very much for your help, you truly cared about our future success and were always easy to reach.
Ralph was straight forward, truthful and very professional. You can’t ask for anything else when someone is going through a hard time financially and looking for a solution.
Ralph, you answered every question and explained thoroughly. I would recommend your services to anyone!, Thank you!!
Ralph, I want to tell you, thank you for handling my case. Hopefully the bankruptcy will be granted. I was so drained, had to lay down. Thank you and God Bless!
2015
Ralph as always available when I needed his advice and support. I highly recommend Ralph Ferro for his dedicated professionalism. Thanks, Ralph!
Mr. Ferro – you did a great job with my bankruptcy: you always answered my questions, you cared about our future and I could always reach you on the phone when I needed to. Last but not least, you saved my marriage. Thanks again.
Ralph, You have been most helpful in expediting my bankruptcy. It was a pleasure working with you. I would highly recommend you. Thank you.
Ralph, I don’t think you will ever fully know the gratitude I have toward you. Thank you for helping to relieve my Murphy’s Law of a life and turn it around.
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