66 East Main Street, 3rd Floor
Little Falls, NJ 07424
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Bankruptcy Consultation​

Board Certified in Consumer Bankruptcy

New Jersey Bankruptcy Lawyer!

With 29+ Years Of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"*
"Experience = Results"
Bankruptcy Lawyer Near You

Ralph A. Ferro, Jr., Esq. Bankruptcy Lawyer

Board Certified in Consumer Bankruptcy Law
Free Bankruptcy Consultation

Your personal information will only be used by Ralph A. Ferro, Jr. Esq. You may opt-out at any time. Your information will never be sold or provided to another third party.

Please do not fill out this form to solicit business from me.

Bankruptcy Consultation

Initial Bankruptcy Consultation is free – No Charge and No obligation

Below is a brief overview of what you can expect during our first meeting.

Purpose/Goal of Initial Bankruptcy Consultation: Determine if I can help you

  • Understand your financial situation
  • Get to know each other
  • Gain understanding as to client’s goals
  • Review Documents and financials, and current income and expenses, etc.
  • Explain the options and differences of each bankruptcy
  • Discuss pros and cons of filing bankruptcy or not filing bankruptcy
  • Formulate a strategy, timing, and plan moving forward

Recommend preliminary legal advice as to filing bankruptcy:

Additional Aspects of My Bankruptcy Consultation with Clients:

Not only are the mechanics, process and legal aspects of filing bankruptcy critical, but also are the emotional and perspective of the client. Compassion is key for me in dealing with my clients. I listen to clients carefully to see their current frame of mind toward their current financial situation. 

As people are experiencing financial hardships, each individual comes to me with a different emotional aspect as to filing bankruptcy. I assure them there is no shame in filing bankruptcy. I assure clients that if they qualify and want to save their home or vehicle, it will happen. No one ever lost a home or car under my watch. Bankruptcy is a positive step and bankruptcy protection is available to all.

If you are having financial difficulties, considering bankruptcy and/or how to protect your assets, I am here to help you. Meeting with an NJ bankruptcy lawyer is the right step forward. It is interesting to note that before coming to me for the initial consult, many clients look for advice from their accountants, family, friends, and reading online. Bankruptcy is a very specialized field though. I focus 100% of my practice on bankruptcy. I am Board Certified in Consumer Bankruptcy Law by the American Board of Certification.

Call/contact me for a free in-person bankruptcy consultation so you get the best legal advice.

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