Ralph A. Ferro, Jr., Esq. Bankruptcy Lawyer
Board Certified in Consumer Bankruptcy Law
Free Bankruptcy Consultation
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Bankruptcy Consultation - In Person
Initial Bankruptcy Consultation is free – No Charge and No Obligation
Below is a brief overview of what you can expect during our first meeting.
Purpose/Goal of Initial Bankruptcy Consultation: To Determine How I Can Help You
- Understand your financial situation
- Get to know each other
- Gain understanding as to client’s goals
- Review Documents and financials, and current income and expenses, etc.
- Explain the options and differences of each bankruptcy
- Discuss pros and cons of filing bankruptcy or not filing bankruptcy
- Formulate a strategy, timing, and plan moving forward
Recommend preliminary legal advice as to filing bankruptcy:
Additional Insight as to What to Expect during My Bankruptcy Consultation with Clients:
Not only are the mechanics, process, and legal aspects of filing bankruptcy critical, but also the client’s emotional state and perspective. Compassion is key for me in dealing with my clients. I listen carefully to clients to understand their current state of mind regarding their financial situation.
As people are experiencing financial hardships,
- Each individual comes to me with a different emotional aspect as to filing for bankruptcy.
- I assure them there is no shame in filing for bankruptcy.
- I assure clients that if they qualify and want to save their homes or vehicles, it will happen.
- No one ever lost a home or car under my watch.
- Bankruptcy is a positive step, and bankruptcy protection is available to all.
If you are having financial difficulties, considering bankruptcy, or need help protecting your assets, I am here to help. Meeting with an NJ bankruptcy lawyer is the right step forward.
Interestingly, before coming to me for the initial consult, many clients look for advice from their accountants, family, friends, and online, and have little if any understanding of bankruptcy.
Bankruptcy is a very specialized field. I focus 100% of my practice on it. I am Board-Certified in Consumer Bankruptcy Law by the American Board of Certification, which enables me to provide expert bankruptcy advice to clients.
Board Certification is essential.
- You look for Board Certification from your Doctor, and you should look for Board Certification in your lawyer.
- I am the only Board-Certified Consumer Bankruptcy Lawyer in Northern New Jersey; there are only seven in the entire State of New Jersey.
Contact me for a complimentary in-person bankruptcy consultation to receive expert legal advice.
Ralph A. Ferro, Jr., Esq. Cell Phone: (201) 446-5904
Call me Today – I answer my calls – you have my cell phone.
See why a smaller law firm provides you with the results, expertise, and attention you deserve.
