Bankruptcy Protection
Board Certified in Consumer Bankruptcy
New Jersey Bankruptcy Lawyer!
With 30 Years of Proven results!
"I personally meet with You and represent You!"
"I have never Lost a Chapter 7 Bankruptcy Case"
"Experience = Results"
"I have never Lost a Chapter 7 Bankruptcy Case"
"Experience = Results"
Bankruptcy Protection:
Frequently, clients ask me the following question about Bankruptcy Protection:
“How can filing bankruptcy protect my assets?“
Upon the filing of a bankruptcy petition, all actions against the debtor must cease/stop immediately. When I use the term immediately, I do not mean within the next week or month. I mean the exact moment the debtor files for bankruptcy, the exact date – hour – minute.
Bankruptcy is extremely time-sensitive and you can contact me if you need bankruptcy help and/or to STOP any pending lawsuits, wage garnishments, foreclosures, vehicle repossession.
If you file a bankruptcy petition, one minute before a Sheriff’s sale, wage garnishment, foreclosure, vehicle repossession, you will stop the action. You will receive bankruptcy protection immediately. Bankruptcy protection will stop your assets from being seized.
Examples of Bankruptcy Protection:
- Bank Account: You just found out that a creditor put a lien/levy on your bank account and your funds are frozen.
How can I remove the levy which has my funds frozen?
Filling an immediate bankruptcy petition will place you into bankruptcy protection, unfreezing your funds and allowing you to withdraw the money. - Car: You receive a notice that your vehicle will be repossessed.
What if my car is picked up right after I file for bankruptcy?
Filing an immediate bankruptcy petition will legally prohibit that creditor from picking up your car at that time. You have bankruptcy protection so your car must be returned to you. - Home: You receive notice of a Sheriff’s sale on your home or investment property and the sale date is in 3 hours.
How can bankruptcy protection help?
Filing an immediate bankruptcy petition will stop that sale.
- Bank Account: You just found out that a creditor seized funds from your bank account. How can bankruptcy protection help?
Filing an emergency bankruptcy petition will allow you to retrieve this money seized by a creditor shortly before bankruptcy. - Lawsuit: You just received a notice that you are being sued by a credit card company or another creditor and the trial date is the next day.
How can bankruptcy protection help?
Filing an immediate bankruptcy petition will stop that action and you will not have to appear in court. - Wages: You receive a notice that your wages will be garnished in 1 day.
What happens if wages are garnished anyway?
Filing an immediate bankruptcy petition will stop that garnishment. Those garnished wages will be returned to you because of bankruptcy protection.
Call me: Ralph A. Ferro, Jr., Esq. – (201) 446-5904 to get the bankruptcy help you are entitled to by the Federal Government.
I will provide you with a free consultation.
Do not let anyone take your assets without asserting your rights.
I will personally meet with you and provide recommendations for your financial success and which path is right for you.
