66 East Main Street, 3rd Floor
Little Falls, NJ 07424 (201)446-5904

Call Anytime [24/7]: (201)446-5904 to Speak with:
Ralph A. Ferro, Jr., Esq.

Chapter 7

  1. Home
  2.  » 
  3. Practice Areas
  4.  » 
  5. Bankruptcy
  6.  » Chapter 7

Ralph A. Ferro, Jr., Esq.

Board Certified in Consumer Bankruptcy Law

26 Years Proven results in NJ Bankruptcy Law

Free Consultation Call (201) 446-5904 (24/7)

          "I have never Lost a Chapter 7 Bankruptcy Case" *

          "I personally meet with you and represent you!"

          "Experience = Results"


Filing Chapter 7 Bankruptcy

  • Individuals
  • Corporations
  • Business Entities (Sole Proprietors/Partnerships)

Chapter7A Chapter 7 Bankruptcy is a liquidation of debtor’s non-exempt assets. Although it is called liquidation, many times there are no assets to liquidate and you can gain approval to no longer pay back debts.

When there is high debt and a low possibility of being able to pay back to creditors, Chapter 7 is considered.  After a Chapter 7 Bankruptcy is completed, my clients have most of their debts erased or discharged.

If eligible, a person or business has a great opportunity to eliminate debts (both consumer and non-consumer) and move forward in a relatively short period of time.

Keep in mind, there are some debts that are non-dischargeable, such as child support, alimony and some tax debts.

When I meet with you, I review your situation and I can determine whether filing a Chapter 7 Bankruptcy is in your best interests for your future success.



Press Releases


bottom image1


Call/Text Direct 24/7
Fill Out Form Below:

Ralph A. Ferro, Jr., Esq.
Can Help You!

  • * Required Fields

    Your personal information will only be used by Ralph A. Ferro, Jr. Esq. You may opt out at any time. Your information will never be sold or provided to another third-party.

    Please do not fill out this form to solicit business from me.

  • This field is for validation purposes and should be left unchanged.

66 East Main Street, 3rd Floor
Little Falls, NJ 07424
Direct: 201-446-5904
Fax: 973-689-9558
Email: ralphferrojr@msn.com

Featured Articles